Credit Review Associate

Cepat Kredit Financing Inc.

NT$5.1-7.7K[月薪]
现场办公 - 巴石應屆畢業生/學生本科兼職
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職位描述

福利待遇

  • 法定福利

    13薪, Pag-Ibig 基金, 帶薪假, 菲爾健康, SSS/GSIS

  • 健康保險

    健康維護組織

  • 職業發展

    工作培訓

  • 休假和請假

    喪假, 病假, 休假

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簡介

  • Protect the company from fraudulent accounts by doing thorough investigations and review of all accounts being processed.
  • Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers.
  • Evaluate the risk profile of borrowers by analysing factors such as income stability, debt-to-income ratio, credit history, collateral, and industry trends.
  • Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications.
  • Verify the accuracy and completeness of loan documentation, including legal and financial documentation, and identify any potential discrepancies or red flags.
  • Utilize financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions.
  • Prepare detailed credit review reports summarizing the analysis, findings, and recommendations for credit decisions.
  • Provide timely and accurate responses to inquiries from internal stakeholders and maintain a customer-centric approach in dealing with external customers.
  • Conducts external verification to validate data/information provided/submitted by clients concerning their loan applications.
  • Use or find different methods of validation to verify the information provided/submitted by clients.
  • Other tasks that may be endorsed by the department head.

職位要求

  • Educational Requirement: Bachelor’s degree in any related degree
  • Work Experience: 0-6 months related experience. Fresh graduates are welcome to apply.
  • Excellent communication and interpersonal skills.
  • Strong organizational and administrative skills.
  • Ability to multitask and work under pressure.
  • Proficient in MS applications and willing to learn other systems used by the company.
  • High organizational skills.
  • Willingness to work flexible hours, including weekends and holidays, as needed.
  • Can work independently and with a team.
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Escalona Annielou

HR OfficerCepat Kredit Financing Inc.

今天回覆 3 次

工作地址

Room 2402, Jollibee Plaza, F. Ortigas Jr. Rd, Ortigas Center, Pasig, Metro Manila, Philippines

發布於 16 April 2025

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