• Performs credit evaluation and risk analysis and prepares the credit proposal for assigned account which includes but not limited to the following:
• Conducts client interviews/calls and coordinates with the Client Relationship Management counterpart on the proposed credit facility and loan package
• Performs financial analysis and projections based on the client’s historical financial data, industry analysis, benchmarking, trade checking with client’s suppliers and customers, and verification with depository bank and creditors
• Recommends credit risk rating for the account
• Prepares risk analysis and overall recommendation
• Presents credit proposal to the required approving committee or body following the tiered approving authority limits
• Performs periodic review of assigned accounts and term loans as required by the Bank’s approved credit policies and procedures
• Assists the client relationship management counterpart in loan monitoring in terms of compliance to loan covenants and detection of weaknesses and loan deterioration
• Conducts client visits, meetings and/or calls with the Client Relationship Management counterpart
• Assists the Client Relationship Management counterpart in the preparation of restructuring proposals and loan workout of assigned accounts
  
  

• Graduate of a Bachelor's degree in Business, Economics, Accountancy or Finance
• At least one (1) year experience in credit Evaluation and analysis
• With background in financial reporting
• With good credit risk analysis, people management, and presentation skills

Please refer to job description.